This bill matters because it deals with the root cause of major banking scandals, like the one involving Wells Fargo where millions of unauthorized accounts were opened. Without the 2016 warning in place, critics worry that financial institutions might return to high-pressure environments that incentivize fraud.

If this resolution becomes law, it signals to the financial industry that the government is still actively watching how they reward and pressure their staff. If it doesn't pass, the CFPB's decision to withdraw the guidance stands, which some fear lowers the guardrails against predatory sales cultures in banking.