Immediate Access for the Terminally Ill Act | ChamberLight
Bills · S 3648
IN COMMITTEE· 119TH CONGRESS
Senate BillS 3648Social Welfare
Immediate Access for the Terminally Ill Act
INTRO JAN 15· LAST ACTION JAN 15
READING
6MIN
COSPONSORS
0
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8
Introduced
In Committee
Reported
Passed Senate
Passed House
Conference
To President
Became Law
WHAT THE BILL DOES
AI-written
This bill matters because it could significantly change financial support for some of the most vulnerable Americans. For terminally ill individuals, getting disability benefits sooner could provide crucial financial relief during a challenging time, helping with medical costs and daily living expenses when they are unable to work. The trade-off is a slightly reduced monthly payment, which could impact long-term financial planning if they live longer than initially expected.
For taxpayers, the bill aims to prevent what some see as 'double-dipping' by stopping individuals from collecting both disability and unemployment benefits simultaneously, potentially saving federal funds. The requirement for Congressional approval for new Compassionate Allowance conditions could also slow down the process of adding new diseases to the list, potentially delaying access to expedited benefits for individuals with newly identified or recognized conditions.
KEY PROVISIONS
4AI-extracted
PROVISION 01
Allows terminally ill individuals on a special list to receive disability benefits without a waiting period.
This provides faster financial assistance to those facing severe, incurable terminal illnesses.
PROVISION 02
Individuals who choose immediate access to disability benefits will receive 93% of their standard monthly payment.
This reduces the overall benefit amount for those opting for earlier access to funds.
PROVISION 03
Prohibits individuals from concurrently receiving both Social Security Disability Insurance (SSDI) and unemployment insurance benefits.
This prevents individuals from collecting two types of benefits meant for different circumstances during the same period.
PROVISION 04
Requires Congressional approval for any new additions to the Social Security Administration's Compassionate Allowance list.
This adds a layer of legislative oversight to the process of expanding eligibility for expedited disability benefits.
This bill matters because it could significantly change financial support for some of the most vulnerable Americans. For terminally ill individuals, getting disability benefits sooner could provide crucial financial relief during a challenging time, helping with medical costs and daily living expenses when they are unable to work. The trade-off is a slightly reduced monthly payment, which could impact long-term financial planning if they live longer than initially expected.
For taxpayers, the bill aims to prevent what some see as 'double-dipping' by stopping individuals from collecting both disability and unemployment benefits simultaneously, potentially saving federal funds. The requirement for Congressional approval for new Compassionate Allowance conditions could also slow down the process of adding new diseases to the list, potentially delaying access to expedited benefits for individuals with newly identified or recognized conditions.
KEY PROVISIONS
AI-extracted
high
Allows terminally ill individuals on a special list to receive disability benefits without a waiting period.
This provides faster financial assistance to those facing severe, incurable terminal illnesses.
med
Individuals who choose immediate access to disability benefits will receive 93% of their standard monthly payment.
This reduces the overall benefit amount for those opting for earlier access to funds.
high
Prohibits individuals from concurrently receiving both Social Security Disability Insurance (SSDI) and unemployment insurance benefits.
This prevents individuals from collecting two types of benefits meant for different circumstances during the same period.
med
Requires Congressional approval for any new additions to the Social Security Administration's Compassionate Allowance list.
This adds a layer of legislative oversight to the process of expanding eligibility for expedited disability benefits.
Not later than 6 months after the date of enactment of this subsection
Social Security Commissioner to publish initial list of eligible medical conditions for immediate access without waiting period.
Every 5 years thereafter
Social Security Commissioner to update the list of eligible medical conditions.
Applications for disability insurance benefits filed on or after the date that is 6 months after the date of enactment of this Act
Effective date for the amendments allowing disabled individuals with terminal illnesses to receive benefits without a waiting period.
GLOSSARY
AI-written
Social Security Act, Title II
The section of federal law that establishes the Social Security program, which includes retirement, survivors, and disability insurance benefits.
Disability Insurance Benefits (DIB)
Monthly payments provided by the Social Security Administration to individuals who have worked long enough and paid Social Security taxes, and are unable to work due to a severe medical condition.
Waiting Period (for DIB)
A standard five-month period after an individual's disability begins during which Social Security Disability Insurance benefits are not paid, even if the person is approved.
Compassionate Allowance List
A list of diseases and medical conditions identified by the Social Security Administration that, by definition, meet Social Security's standards for disability, allowing for expedited processing of disability applications.
Unemployment Compensation
Temporary financial benefits provided by state governments to eligible workers who are unemployed through no fault of their own.
Concurrent Receipt
Receiving two or more types of government benefits or payments at the same time.
Retirement Age
ACTION TIMELINE
2 EVENTS
JAN 15
Introduced in Senate
INTROREFERRAL
JAN 15
Read twice and referred to the Committee on Finance.
