Bills · S 3368
IN COMMITTEE· 119TH CONGRESS
Senate BillS 3368Health
Restoring Patient Protections and Affordability Act of 2025
INTRO DEC 4· LAST ACTION DEC 4
READING
13MIN
COSPONSORS
8
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed Senate
Passed House
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it directly impacts the cost of health insurance for many people and how easily they can access coverage. If the enhanced financial help for premiums expires at the end of 2025, many individuals and families could see their monthly health insurance costs jump significantly, potentially making coverage unaffordable for some. Extending these subsidies through 2028 would prevent those cost increases and help people maintain their health coverage.
Additionally, extending the open enrollment period and boosting funding for navigator programs means more people might be able to find and enroll in suitable health plans. This could lead to a lower uninsured rate and ensure more Americans have access to healthcare. Without these changes, some individuals might struggle more to navigate the insurance marketplace or miss enrollment deadlines, potentially leading to gaps in coverage or higher out-of-pocket costs.
KEY PROVISIONS
5AI-extractedPROVISION 01
Extends enhanced financial help for health insurance premiums until January 1, 2029.
This prevents health insurance costs from rising for millions of Americans who rely on these subsidies to afford their monthly premiums.
PROVISION 02
Extends the open enrollment period for ACA marketplace plans for plan year 2026 until May 1, 2026.
This gives people more time to research and sign up for a health insurance plan, potentially increasing enrollment.
PROVISION 03
Mandates $100,000,000 in funding for Federal health insurance navigator programs for fiscal year 2026 and prohibits navigators from charging fees.
This provides critical support for organizations that help people understand and enroll in health plans, ensuring their services are free.
PROVISION 04
Requires health insurance companies to notify enrollees about changes to financial help and the extended open enrollment period for 2026.
This ensures that individuals are well-informed about important updates that affect their eligibility and deadlines for health coverage.
PROVISION 05
Removes a rule that could disallow premium tax credits for certain coverage enrolled in during a special enrollment period.
This ensures more people can access financial assistance for health insurance even if they need to sign up outside the regular open enrollment window.
SPONSORSHIP
1 + 8
D· Delaware
YRS IN OFFICE
9
BILLS LED
40
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 8 REP 0 IND 0
ACTION TIMELINE
2 EVENTSDEC 4
Introduced in Senate
DEC 4
Read twice and referred to the Committee on Finance.
BILL INFO
TypeSenate Bill
NumberS 3368
Congress119th
StatusIn Committee
IntroducedDec 4, 2025
Last actionDec 4, 2025
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IN COMMITTEE· 119TH CONGRESS · FINANCE COMMITTEE · INTRODUCED DEC 4, 2025
Senate BillS 3368Health
Restoring Patient Protections and Affordability Act of 2025
INTRODUCED DEC 4, 2025· LAST ACTION DEC 4, 2025
PASSAGE CHANCES
—%
READING
13 min
COSPONSORS
8
COMPLEXITY
Moderate
