Bills · S 3102
IN COMMITTEE· 119TH CONGRESS
Senate BillS 3102Taxation
A bill to amend the Internal Revenue Code of 1986 to extend the temporary enhanced premium credits, and for other purposes.
INTRO NOV 4· LAST ACTION NOV 4
READING
1MIN
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- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed Senate
Passed House
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it aims to keep health insurance more affordable and accessible for many Americans. If these enhanced premium credits are not extended, millions of people could see their monthly health insurance costs increase significantly, or they might lose their coverage altogether. This could lead to more uninsured individuals and greater financial strain on families. By extending the credits, the bill helps ensure that more people can afford to stay covered and reduces the risk of a sudden jump in healthcare expenses. The extension of the open enrollment period also matters because it provides crucial extra time for individuals to navigate the health insurance marketplace, compare plans, and secure coverage for the upcoming year, preventing potential gaps in coverage due to missed deadlines. Without this bill, the enhanced subsidies would expire, potentially making health insurance unaffordable for many, and the open enrollment period for 2026 would end earlier.
KEY PROVISIONS
3AI-extractedPROVISION 01
Extends the temporary enhanced premium credits for two additional years, from January 1, 2026, to January 1, 2028.
This prevents a significant increase in health insurance costs for millions of Americans who rely on these subsidies.
PROVISION 02
Continues the expanded eligibility for premium credits, allowing individuals and families with incomes above 400% of the poverty line to still receive financial assistance for health insurance.
This ensures broader access to affordable health insurance for middle-income households.
PROVISION 03
Extends the annual open enrollment period for health insurance plans for the 2026 plan year until January 15, 2026.
This gives individuals more time to sign up for or change their health insurance plans, reducing the chance of missing the deadline.
SPONSORSHIP
1 + 0
D· Vermont
YRS IN OFFICE
19
BILLS LED
83
ACTION TIMELINE
2 EVENTSNOV 4
Introduced in Senate
NOV 4
Read twice and referred to the Committee on Finance.
BILL INFO
TypeSenate Bill
NumberS 3102
Congress119th
StatusIn Committee
IntroducedNov 4, 2025
Last actionNov 4, 2025
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IN COMMITTEE· 119TH CONGRESS · FINANCE COMMITTEE · INTRODUCED NOV 4, 2025
Senate BillS 3102Taxation
A bill to amend the Internal Revenue Code of 1986 to extend the temporary enhanced premium credits, and for other purposes.
INTRODUCED NOV 4, 2025· LAST ACTION NOV 4, 2025
PASSAGE CHANCES
—%
READING
1 min
COSPONSORS
0
COMPLEXITY
Moderate
