Bills · S 2544
REPORTED· 119TH CONGRESS
Senate BillS 2544Fraud offenses and financial crimesEmployment and training programs
GUARD Act
INTRO JUL 30· LAST ACTION FEB 9
READING
9MIN
COSPONSORS
9BIPARTISAN
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Reported, not passed
LEGISLATIVE PROGRESS
STEP 3 / 8Introduced
In Committee
Reported
Passed Senate
Passed House
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because financial scams are a growing problem, especially online and with new technologies like cryptocurrency. Many local police departments might not have the specialized training, tools, or staff to effectively investigate these complex cases, which often involve victims losing life savings or retirement funds.
If this bill becomes law, it would provide local law enforcement with the clear authority to use existing federal funds for these investigations and get help from federal experts. This could lead to more fraudsters being caught and more money potentially recovered for victims. If it doesn't pass, local agencies might continue to struggle with these types of crimes, leaving more people vulnerable and allowing scammers to operate with less risk.
KEY PROVISIONS
5AI-extractedPROVISION 01
Allows state, local, and Tribal law enforcement to use eligible federal grant funds for investigating elder financial fraud, 'pig butchering' scams, and general financial fraud.
This provision directs existing financial resources towards combating specific, prevalent types of financial crime, empowering local agencies.
PROVISION 02
Clarifies that Federal law enforcement agencies may assist State, local, and Tribal agencies with tracing tools for blockchain and related technology.
This ensures local authorities can access advanced technological expertise crucial for tracking modern digital financial crimes.
PROVISION 03
Permits grant funds to be used for hiring personnel, providing specialized training, and obtaining software for financial fraud investigations.
This provision directly addresses the resource and expertise gaps that often hinder local law enforcement from tackling complex financial crimes.
PROVISION 04
Requires law enforcement agencies using the funds to submit a report to the federal grant provider within one year.
This ensures accountability and allows for assessment of the effectiveness of the funds in combating financial fraud.
PROVISION 05
Mandates reports from federal agencies like the Treasury and FinCEN to Congress on efforts related to financial fraud and scams.
These reports provide Congress with a comprehensive overview of the national landscape of financial fraud and the government's response.
SPONSORSHIP
1 + 9
R· Alabama
YRS IN OFFICE
3
BILLS LED
30
COSPONSOR BREAKDOWNBIPARTISAN · 89%
DEM 4 REP 5 IND 0
ACTION TIMELINE
5 EVENTSFEB 9
Committee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.
FEB 9
Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
FEB 5
Committee on the Judiciary. Ordered to be reported without amendment favorably.
JUL 30
Introduced in Senate
BILL INFO
TypeSenate Bill
NumberS 2544
Congress119th
StatusReported
IntroducedJul 30, 2025
Last actionFeb 9, 2026
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REPORTED· 119TH CONGRESS · JUDICIARY COMMITTEE · INTRODUCED JUL 30, 2025
Senate BillS 2544Fraud offenses and financial crimesEmployment and training programs
GUARD Act
INTRODUCED JUL 30, 2025· LAST ACTION FEB 9, 2026
PASSAGE CHANCES
—%
READING
9 min
COSPONSORS
9
COMPLEXITY
Moderate
