Bills · S 2449
IN COMMITTEE· 119TH CONGRESS
Senate BillS 2449Tax administration and collection, taxpayersBank accounts, deposits, capital
Recovery of Stolen Checks Act
INTRO JUL 24· LAST ACTION JUL 24
READING
1MIN
COSPONSORS
9BIPARTISAN
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed Senate
Passed House
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it offers a modern and more secure way for people to receive their money from the government, especially when issues like mail theft or loss occur. In an era where mail delays and stolen checks are a growing concern, having an electronic option can prevent further financial hardship and frustration for taxpayers.
If this bill becomes law, taxpayers who experience a lost or stolen refund check will have a faster and more reliable method to get their money, reducing the wait time and potential for further fraud. If it doesn't pass, these taxpayers will continue to rely on the slower, potentially less secure method of receiving another paper check, extending the time it takes to recover their funds.
KEY PROVISIONS
3AI-extractedPROVISION 01
Allows taxpayers to choose direct deposit for replacement tax refunds if their original paper check was lost or stolen.
This provides a faster and more secure alternative to receiving another paper check, protecting taxpayers from further delays or theft.
PROVISION 02
Requires the Secretary of the Treasury to establish specific procedures and regulations for this direct deposit option within six months of the bill's enactment.
This ensures the IRS develops clear guidelines and a timeline for implementing the new electronic refund system.
PROVISION 03
Amends Section 6402 of the Internal Revenue Code of 1986 to legally allow for this new electronic refund option.
This formally integrates the direct deposit choice into federal tax law, providing the legal basis for the change.
SPONSORSHIP
1 + 9
R· Tennessee
YRS IN OFFICE
23
BILLS LED
142
COSPONSOR BREAKDOWNBIPARTISAN · 89%
DEM 5 REP 4 IND 0
ACTION TIMELINE
2 EVENTSJUL 24
Introduced in Senate
JUL 24
Read twice and referred to the Committee on Finance.
BILL INFO
TypeSenate Bill
NumberS 2449
Congress119th
StatusIn Committee
IntroducedJul 24, 2025
Last actionJul 24, 2025
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IN COMMITTEE· 119TH CONGRESS · FINANCE COMMITTEE · INTRODUCED JUL 24, 2025
Senate BillS 2449Tax administration and collection, taxpayersBank accounts, deposits, capital
Recovery of Stolen Checks Act
INTRODUCED JUL 24, 2025· LAST ACTION JUL 24, 2025
PASSAGE CHANCES
—%
READING
1 min
COSPONSORS
9
COMPLEXITY
Moderate
