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Medicaid

A joint federal and state program that provides health care coverage to millions of low-income Americans, including children, pregnant women, elderly adults, and people with disabilities.

CHIP (Children's Health Insurance Program)

A federal-state program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid but cannot afford private insurance.

Affordable Care Act (ACA) marketplaces

Online platforms (also called exchanges) where individuals, families, and small businesses can shop for and compare health insurance plans, often with financial assistance to make them more affordable.

Lawfully residing individuals

People who are legally living in the United States, which can include permanent residents (green card holders), refugees, asylum seekers, and others with authorized immigration statuses.

Federally authorized presence

An immigration status granted by the federal government that allows an individual to remain in the U.S. and often includes benefits like work authorization, such as Deferred Action for Childhood Arrivals (DACA).

Premium tax credits

Financial assistance from the government that helps eligible individuals and families lower their monthly health insurance payments (premiums) when they buy a plan through an ACA marketplace.