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Coinsurance

The portion of the cost for a medical service that a patient must pay after their insurance (like Medicare) has paid its share. For many Medicare Part B services, it's 20% of the Medicare-approved amount.

Ambulatory Surgical Center (ASC)

A healthcare facility where surgical procedures that do not require an overnight hospital stay are performed. Patients usually go home the same day.

Deductible

An amount of money a patient must pay for healthcare services before their insurance plan starts to pay. For Medicare Part A, this applies to inpatient hospital stays.

Facility Services

The services provided by a healthcare facility itself, separate from the professional fees charged by the doctor or surgeon. This includes the use of the operating room, equipment, nurses, and supplies.

Medicare

A federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).