Bills · S 1545
IN COMMITTEE· 119TH CONGRESS
Senate BillS 1545Disaster relief and insuranceAdministrative law and regulatory procedures
Repeatedly Flooded Communities Preparation Act
INTRO APR 30· LAST ACTION MAY 1
READING
5MIN
COSPONSORS
1
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed Senate
Passed House
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it tries to tackle the ongoing problem of properties being repeatedly damaged by floods, which is a major financial burden on both property owners and taxpayers through the National Flood Insurance Program. Currently, some communities might not be proactive enough in addressing these high-risk areas. If this bill becomes law, communities with a history of severe flooding would be forced to develop and implement specific strategies to reduce future damage.
This could lead to smarter development, better infrastructure, and ultimately fewer flood insurance claims, saving money for the federal government and potentially making flood insurance more sustainable. If it doesn't become law, the current system continues, potentially leading to continued high costs from repeated flood damages and less incentive for local action to address chronic flooding problems.
KEY PROVISIONS
5AI-extractedPROVISION 01
Defines "covered communities" as those with specific numbers of repeatedly flood-damaged properties or facilities enrolled in the National Flood Insurance Program.
This clearly identifies which communities will be subject to the new requirements.
PROVISION 02
Requires identified "covered communities" to develop and implement community-specific plans to reduce flood risks in repeatedly damaged areas.
This shifts responsibility to local communities for proactive flood mitigation and planning.
PROVISION 03
Authorizes FEMA to provide data assistance to communities and consider their compliance when awarding mitigation grants.
This provides resources and incentives for communities to comply with the new requirements.
PROVISION 04
Allows FEMA to impose sanctions, including suspension or probation from the National Flood Insurance Program, on non-compliant communities.
This provides enforcement power to ensure communities take action to address repeated flooding.
PROVISION 05
Mandates FEMA to issue regulations within one year to implement these new community accountability requirements.
This ensures timely implementation of the bill's provisions if enacted.
SPONSORSHIP
1 + 1
R· South Carolina
YRS IN OFFICE
15
BILLS LED
63
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 1 REP 0 IND 0
ACTION TIMELINE
3 EVENTSMAY 1
Committee on Banking, Housing, and Urban Affairs. Hearings held.
APR 30
Introduced in Senate
APR 30
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
BILL INFO
TypeSenate Bill
NumberS 1545
Congress119th
StatusIn Committee
IntroducedApr 30, 2025
Last actionMay 1, 2025
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IN COMMITTEE· 119TH CONGRESS · BANKING, HOUSING, AND URBAN AFFAIRS COMMITTEE · INTRODUCED APR 30, 2025
Senate BillS 1545Disaster relief and insuranceAdministrative law and regulatory procedures
Repeatedly Flooded Communities Preparation Act
INTRODUCED APR 30, 2025· LAST ACTION MAY 1, 2025
PASSAGE CHANCES
—%
READING
5 min
COSPONSORS
1
COMPLEXITY
Moderate
