Bills · HRES 902
IN COMMITTEE· 119TH CONGRESS
House Res.HRES 902Congress
Providing for consideration of the bill (H.R. 185) to advance responsible policies.
INTRO NOV 20· LAST ACTION NOV 20
READING
16MIN
COSPONSORS
1
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Non-binding
- Rule, not the policy
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenVoters should care about this bill because it directly impacts the affordability and integrity of health insurance coverage for millions. If the bill becomes law, many people will avoid a potentially significant increase in their monthly health insurance premiums after 2025, which could make coverage unaffordable for some and strain household budgets for others. The extension of these subsidies helps maintain access to healthcare for a broad range of income levels.
Furthermore, the fraud prevention measures aim to protect consumers and taxpayer money by cracking down on dishonest practices in the insurance marketplace. By increasing penalties for agents and brokers who submit false information, the bill seeks to ensure that only eligible individuals receive subsidies and that the system operates more fairly and efficiently. If the bill doesn't pass, the enhanced subsidies will expire, likely causing millions to pay more for health insurance or lose coverage, and the existing penalties for fraud might be seen as less stringent, potentially allowing more fraudulent activity to go unchecked.
KEY PROVISIONS
5AI-extractedPROVISION 01
Extends enhanced premium tax credits for health insurance purchased through ACA marketplaces until the end of 2027.
This prevents millions of Americans from seeing their health insurance costs significantly increase after 2025.
PROVISION 02
Modifies the income-based premium contribution percentages for 2026 and 2027, ensuring individuals up to 935% of the poverty line remain eligible for subsidies.
This continues to cap how much of their income people pay for premiums, especially for middle-income earners who previously wouldn't have qualified.
PROVISION 03
Establishes civil penalties ($10,000-$50,000 per individual) for agents and brokers who negligently or with disregard provide incorrect information during marketplace enrollment.
This creates a stronger deterrent against careless errors or rule violations by those assisting consumers with health plan applications.
PROVISION 04
Establishes civil penalties (up to $200,000 per individual) for agents and brokers who knowingly provide false or fraudulent information during marketplace enrollment.
This significantly increases financial consequences for deliberate fraud, aiming to protect the integrity of the subsidy program.
PROVISION 05
Introduces criminal penalties (fines and/or up to 10 years imprisonment) for agents and brokers who knowingly and willfully provide false or fraudulent information.
This adds serious criminal consequences for the most severe forms of fraud, treating it as a grave offense.
SPONSORSHIP
1 + 1
D· New York
YRS IN OFFICE
9
BILLS LED
26
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 0 REP 1 IND 0
ACTION TIMELINE
2 EVENTSNOV 20
Submitted in House
NOV 20
Referred to the House Committee on Rules.
BILL INFO
TypeHouse Resolution
NumberHRES 902
Congress119th
StatusIn Committee
IntroducedNov 20, 2025
Last actionNov 20, 2025
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IN COMMITTEE· 119TH CONGRESS · RULES COMMITTEE · INTRODUCED NOV 20, 2025
House Res.HRES 902Congress
Providing for consideration of the bill (H.R. 185) to advance responsible policies.
INTRODUCED NOV 20, 2025· LAST ACTION NOV 20, 2025
PASSAGE CHANCES
—%
READING
16 min
COSPONSORS
1
COMPLEXITY
Moderate
