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Robert T. Stafford Disaster Relief and Emergency Assistance Act (Stafford Act)

The main federal law that organizes how the federal government provides disaster assistance to states and local governments, tribal nations, and individuals after a presidential disaster declaration.

Residential Common Interest Community

A neighborhood or complex where homeowners are part of a mandatory nonprofit organization (like a homeowners association) and must pay for a share of expenses related to shared areas, services, or improvements.

Condominium

A building or complex of buildings where individual units are privately owned, but shared areas like hallways, roofs, or recreation facilities are owned in common by all unit owners through a condominium association.

Housing Cooperative

A multi-unit housing entity where residents own a share or membership in a cooperative association that owns the entire property, and they have the right to use and possess a specific unit through a lease or other agreement.

Manufactured Housing Community

A residential park or neighborhood designed for manufactured homes (often called mobile homes), modular homes, or prefabricated homes.

Common Elements

Shared parts of a property in a condominium, cooperative, or common interest community that are used by all residents, such as roofs, exterior walls, lobbies, elevators, parking lots, or recreational facilities.