Bills · HR 8127
IN COMMITTEE· 119TH CONGRESS
House BillHR 8127Finance and Financial Sector
Permanent Housing Affordability Act
This bill establishes a new grant program to fund the construction and renovation of homes that will remain permanently affordable through community land trusts and other long-term ownership models.AI-written
INTRO MAR 26· LAST ACTION MAR 26
PASSAGE CHANCESLONG SHOT
10%
READING
16MIN
COSPONSORS
0
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
tl;dr
AI-writtenCreates a federal fund to provide low-interest construction loans for 'shared equity' housing, ensuring homes stay affordable for at least 99 years for middle- and low-income families.
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenIn many cities, housing prices are rising so fast that even middle-class workers are priced out of homeownership. Traditionally, when the government helps someone buy a house, that house can later be sold at market rate, losing its 'affordable' status. This bill changes that by requiring homes to stay affordable for at least 99 years, creating a permanent stock of housing that can't be lost to real estate speculation or gentrification.
KEY PROVISIONS
4AI-extractedPROVISION 01
Establishment of the Lasting Home Affordability Fund
It creates a dedicated federal source of money specifically for shared-equity housing models.
PROVISION 02
Low-interest construction loans
Capping interest rates at 3% for builders makes it much cheaper to start new housing projects.
PROVISION 03
99-year affordability requirement
This ensures the public investment in housing helps multiple generations of families rather than just one.
PROVISION 04
Priority for redlined and high-cost areas
It directs resources toward neighborhoods that have historically been denied investment or are currently facing extreme price hikes.
SPONSORSHIP
1 + 0
D· Washington
YRS IN OFFICE
7
BILLS LED
22
ACTION TIMELINE
2 EVENTSMAR 26
Introduced in House
MAR 26
Referred to the Committee on Financial Services, and in addition to the Committee on Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
BILL INFO
TypeHouse Bill
NumberHR 8127
Congress119th
StatusIn Committee
IntroducedMar 26, 2026
Last actionMar 26, 2026
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IN COMMITTEE· 119TH CONGRESS · OVERSIGHT AND GOVERNMENT REFORM COMMITTEE · INTRODUCED MAR 26, 2026
House BillHR 8127Finance and Financial Sector
Permanent Housing Affordability Act
This bill establishes a new grant program to fund the construction and renovation of homes that will remain permanently affordable through community land trusts and other long-term ownership models.AI-written
INTRODUCED MAR 26, 2026· LAST ACTION MAR 26, 2026
PASSAGE CHANCES
10%
READING
16 min
COSPONSORS
0
COMPLEXITY
Moderate
