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Preemption

When a federal law takes precedence over, or overrides, a state law on the same subject, making the state law unenforceable if it conflicts with the federal law.

Employee Retirement Income Security Act of 1974 (ERISA)

A federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to protect the people participating in these plans.

Dental Benefits

Health coverage that helps pay for dental care services, such as check-ups, cleanings, X-rays, and procedures like fillings or extractions.

Administration of Benefits

The process of managing and operating an insurance plan, which includes tasks like processing claims, communicating with plan members, and setting up networks of healthcare providers.

Enactment

The process by which a bill becomes a law after it has been approved by both chambers of Congress and signed by the President.