Bills · HR 7215
IN COMMITTEE· 119TH CONGRESS
House BillHR 7215Finance and Financial Sector
Stop SCAMS Act
INTRO JAN 22· LAST ACTION JAN 22
READING
4MIN
COSPONSORS
2
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenScams cost Americans billions of dollars every year, impacting personal finances, trust in institutions, and overall economic security. Currently, different government agencies often handle scam complaints and data collection in separate ways, which can make it harder to get a complete picture of the problem and coordinate effective responses.
This bill matters because it seeks to create a unified and more efficient approach to fighting scams. If it becomes law, the government would have a clearer, more consistent understanding of scam trends, victim demographics, and financial losses. This improved data and coordination could lead to more effective prevention strategies, better public awareness campaigns, and potentially more successful investigations and prosecutions of scammers, ultimately helping to protect more Americans from losing their money.
KEY PROVISIONS
5AI-extractedPROVISION 01
Requires the FBI Director to develop and implement a government-wide strategy to counter scams, in coordination with other agencies.
This establishes a unified national plan to tackle scams, improving overall effectiveness.
PROVISION 02
Mandates the adoption of a single definition of 'scam' and various scam types across all participating federal agencies.
A common understanding and language are crucial for consistent data collection and coordinated responses.
PROVISION 03
Requires exploring ways to harmonize data collection methods to better identify scams, including consistent data on scam type, dollar loss, and payment methods.
Consistent data collection provides a more accurate and comprehensive view of the scam landscape, aiding prevention and enforcement.
PROVISION 04
Requires the development of a single, government-wide annual estimate of the number of consumers affected by scams and the total dollar losses, including unreported incidents.
This provides a crucial measure of the overall problem and helps gauge the impact of anti-scam efforts over time.
PROVISION 05
Requires the FBI, CFPB, and FTC to report annually on scam complaints received, estimated losses, and to establish metrics for measuring the effectiveness of their anti-scam training.
This ensures accountability for individual agency efforts and helps assess the impact of public education.
SPONSORSHIP
1 + 2
D· California
YRS IN OFFICE
7
BILLS LED
44
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 0 REP 2 IND 0
ACTION TIMELINE
2 EVENTSJAN 22
Introduced in House
JAN 22
Referred to the Committee on the Judiciary, and in addition to the Committees on Energy and Commerce, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
BILL INFO
TypeHouse Bill
NumberHR 7215
Congress119th
StatusIn Committee
IntroducedJan 22, 2026
Last actionJan 22, 2026
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IN COMMITTEE· 119TH CONGRESS · JUDICIARY COMMITTEE · INTRODUCED JAN 22, 2026
House BillHR 7215Finance and Financial Sector
Stop SCAMS Act
INTRODUCED JAN 22, 2026· LAST ACTION JAN 22, 2026
PASSAGE CHANCES
—%
READING
4 min
COSPONSORS
2
COMPLEXITY
Moderate
