Bills · HR 6600
IN COMMITTEE· 119TH CONGRESS
House BillHR 6600Commerce
Main Street Lending Improvement Act of 2025
INTRO DEC 10· LAST ACTION DEC 10
READING
5MIN
COSPONSORS
3
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because small businesses are a major driver of economic growth and job creation, but they often struggle to access the capital they need to start, grow, or sustain operations. Delays and inefficiencies in the loan disbursement process can be crippling for a small business, impacting their ability to pay employees, purchase inventory, or expand. If this bill becomes law, the comprehensive study could pinpoint exact bottlenecks and suggest concrete solutions to streamline the loan process, making it easier and quicker for eligible businesses to get funding. This could help more small businesses thrive, create jobs, and contribute to local economies, especially in areas that might be underserved. Without this bill, these specific inefficiencies might continue unchecked, potentially hindering economic development and making it harder for small businesses to succeed.
KEY PROVISIONS
4AI-extractedPROVISION 01
The Comptroller General is directed to conduct a study on the disbursement process for specific small business loans.
This ensures an independent review of how small business loans are given out, aiming to identify inefficiencies and areas for improvement.
PROVISION 02
The study must analyze data from January 2021 through December 2024, focusing on average processing times, approval rates, and loan amounts for regions including the Appalachian area.
This provides a specific, data-driven look at past performance to understand current challenges in getting funds to small businesses.
PROVISION 03
The study must differentiate data for portions of regions inside and outside the Appalachian region.
This allows for a targeted understanding of potential disparities or unique challenges in the Appalachian region's access to small business loans.
PROVISION 04
The final report to Congress must include recommendations to increase loan accessibility, decrease disbursement times, improve applicant information, and reduce government inefficiencies.
This ensures the study isn't just an observation but provides actionable steps for policy makers and agencies to improve the lending process.
SPONSORSHIP
1 + 3
R· Ohio
YRS IN OFFICE
1
BILLS LED
36
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 0 REP 3 IND 0
ACTION TIMELINE
2 EVENTSDEC 10
Introduced in House
DEC 10
Referred to the House Committee on Small Business.
BILL INFO
TypeHouse Bill
NumberHR 6600
Congress119th
StatusIn Committee
IntroducedDec 10, 2025
Last actionDec 10, 2025
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IN COMMITTEE· 119TH CONGRESS · SMALL BUSINESS COMMITTEE · INTRODUCED DEC 10, 2025
House BillHR 6600Commerce
Main Street Lending Improvement Act of 2025
INTRODUCED DEC 10, 2025· LAST ACTION DEC 10, 2025
PASSAGE CHANCES
—%
READING
5 min
COSPONSORS
3
COMPLEXITY
Moderate
