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Fintech (Financial Technology)

Companies that use technology to improve or automate financial services and processes, often offering services through apps or online platforms.

Banking Organization

A company that owns or controls a bank, or an insured bank that holds customer deposits.

Federal Reserve System (the Fed)

The central bank of the United States, responsible for conducting monetary policy and supervising banks.

Comptroller of the Currency (OCC)

An independent bureau within the U.S. Department of the Treasury that charters, regulates, and supervises all national banks and federal savings associations.

Federal Deposit Insurance Corporation (FDIC)

An independent agency of the U.S. government that protects bank depositors and helps maintain confidence in the financial system.

National Credit Union Administration (NCUA)

An independent federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions.

Depository Institution Holding Company

A company that owns or controls one or more banks or savings institutions.