Bills · HR 6501
IN COMMITTEE· 119TH CONGRESS
House BillHR 6501Health
Bipartisan Health Insurance Affordability Act
INTRO DEC 9· LAST ACTION DEC 9
READING
56MIN
COSPONSORS
22BIPARTISAN
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it would prevent a significant increase in health insurance costs for many families across the country. If the enhanced premium tax credits expire as scheduled at the end of 2025, millions of Americans could see their monthly health insurance premiums jump, making coverage unaffordable for some and potentially leading to a rise in uninsured rates. By extending these subsidies, the bill aims to maintain access to affordable healthcare.
Furthermore, the bill's provisions against fraud are important for protecting consumers and ensuring that taxpayer money is used effectively. By increasing penalties for dishonest agents and brokers, it seeks to improve the integrity of the health insurance enrollment process and build more trust in the marketplace system.
KEY PROVISIONS
5AI-extractedPROVISION 01
Extends the enhanced premium tax credits for two years, covering taxable years 2026 and 2027.
This prevents a sharp increase in health insurance costs for millions of Americans who buy plans through the ACA marketplace.
PROVISION 02
Sets a maximum monthly premium payment of $5 for benchmark plans for individuals and families with household incomes up to 150% of the poverty line.
This ensures that very low-income individuals can access highly affordable health insurance through the marketplace.
PROVISION 03
Extends eligibility for premium tax credits to individuals and families with household incomes up to 700% of the poverty line, maintaining a sliding scale of assistance.
This helps middle-income families continue to afford health insurance, preventing them from paying a larger share of their income for coverage.
PROVISION 04
Imposes civil penalties of $10,000 to $50,000 per individual on agents or brokers who negligently provide incorrect information during marketplace enrollment.
This provision aims to deter careless errors and negligence by professionals assisting with health plan enrollment.
PROVISION 05
Imposes civil penalties of up to $200,000 per individual on agents or brokers who knowingly provide false or fraudulent information during marketplace enrollment.
This provision targets intentional fraud, protecting consumers and the integrity of the health insurance marketplace.
SPONSORSHIP
1 + 22
R· Pennsylvania
YRS IN OFFICE
9
BILLS LED
86
COSPONSOR BREAKDOWNBIPARTISAN · 81%
DEM 9 REP 13 IND 0
ACTION TIMELINE
2 EVENTSDEC 9
Introduced in House
DEC 9
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
BILL INFO
TypeHouse Bill
NumberHR 6501
Congress119th
StatusIn Committee
IntroducedDec 9, 2025
Last actionDec 9, 2025
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IN COMMITTEE· 119TH CONGRESS · WAYS AND MEANS COMMITTEE · INTRODUCED DEC 9, 2025
House BillHR 6501Health
Bipartisan Health Insurance Affordability Act
INTRODUCED DEC 9, 2025· LAST ACTION DEC 9, 2025
PASSAGE CHANCES
—%
READING
56 min
COSPONSORS
22
COMPLEXITY
Moderate
