Bills · HR 6269
IN COMMITTEE· 119TH CONGRESS
House BillHR 6269Housing and Community Development
Modular Housing Production Act
INTRO NOV 21· LAST ACTION NOV 21
READING
3MIN
COSPONSORS
1
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it tries to address a key challenge in housing: affordability and availability. Modular homes are often seen as a quicker and potentially more cost-effective way to build houses, but they face hurdles in financing that traditional stick-built homes don't always encounter. If successful, this bill could lead to federal loan programs becoming more accessible for modular home construction.
By making it easier to finance modular homes, this bill could encourage more factory-built housing, which might help increase the overall supply of homes and potentially lower housing costs for consumers. If these changes aren't made, modular housing might continue to struggle to compete effectively in the market, limiting its potential to contribute to solving housing shortages.
KEY PROVISIONS
5AI-extractedPROVISION 01
Requires the Secretary of HUD to review Federal Housing Administration (FHA) construction financing programs.
This initiates a formal process to investigate current obstacles preventing modular homes from utilizing federal loan programs.
PROVISION 02
The review must identify regulatory and programmatic features, including construction draw schedules, that restrict modular home developers.
This targets specific financial mechanisms that are often cited as barriers for factory-built construction, such as how funds are released during the building process.
PROVISION 03
Mandates a report within one year describing the review results and recommending policy changes to reduce or eliminate identified barriers.
This ensures that the findings of the review lead to concrete proposals for action, moving beyond mere identification of problems.
PROVISION 04
Requires HUD to initiate a rulemaking process within 120 days of the report to examine alternative draw schedules for modular and manufactured home loans.
This creates a pathway for a formal change in how construction loans are disbursed, which is crucial for the financial models of factory-built housing.
PROVISION 05
Authorizes a grant to study the design and feasibility of a standardized uniform commercial code for modular homes.
This explores a potential way to streamline the administrative and legal aspects of modular home production and financing, which could boost innovation and efficiency.
SPONSORSHIP
1 + 1
D· Massachusetts
YRS IN OFFICE
24
BILLS LED
15
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 0 REP 1 IND 0
ACTION TIMELINE
2 EVENTSNOV 21
Introduced in House
NOV 21
Referred to the House Committee on Financial Services.
BILL INFO
TypeHouse Bill
NumberHR 6269
Congress119th
StatusIn Committee
IntroducedNov 21, 2025
Last actionNov 21, 2025
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IN COMMITTEE· 119TH CONGRESS · FINANCIAL SERVICES COMMITTEE · INTRODUCED NOV 21, 2025
House BillHR 6269Housing and Community Development
Modular Housing Production Act
INTRODUCED NOV 21, 2025· LAST ACTION NOV 21, 2025
PASSAGE CHANCES
—%
READING
3 min
COSPONSORS
1
COMPLEXITY
Moderate
