Bills · HR 5110
IN COMMITTEE· 119TH CONGRESS
House BillHR 5110Housing and Community Development
Federal Disaster Housing Stability Act of 2025
INTRO SEP 3· LAST ACTION SEP 3
READING
5MIN
COSPONSORS
4
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill addresses a critical issue many people face after a disaster: the immediate threat of losing their home when they are already struggling to cope with immense disruption. If this bill becomes law, it would provide a safety net, allowing renters and homeowners a grace period to stabilize their lives, address damage, and secure resources without the added pressure of eviction or foreclosure. This could prevent a significant increase in homelessness and housing instability in disaster-stricken communities.
Without this bill, people might become homeless or lose significant assets shortly after experiencing a natural disaster, compounding their trauma and hindering recovery efforts. This could lead to wider social and economic instability, increased reliance on emergency shelters, and a more difficult long-term recovery for individuals and affected regions.
KEY PROVISIONS
5AI-extractedPROVISION 01
Establishes a 120-day moratorium on evictions for non-payment, late fees, rent increases, and tenant removal in areas affected by a Presidential disaster declaration.
This provision protects vulnerable renters from immediate homelessness when they are most financially strained after a disaster.
PROVISION 02
Prohibits landlords from preventing a temporarily relocated tenant from returning or requiring new screening in presidential disaster areas.
Ensures tenants retain their right to housing and are not subjected to new barriers after a disaster forces them to leave temporarily.
PROVISION 03
Establishes a six-month moratorium on foreclosures for occupied properties in areas affected by any federal, state, or tribal disaster declaration.
This provision prevents homeowners from losing their property due to financial hardship immediately following a disaster.
PROVISION 04
Broadly defines 'disaster' to include declarations by the President, Governors, the Mayor of D.C., and Indian Tribal governments, but specifies a Presidential declaration for the eviction moratorium start date.
This ensures a wider range of disaster events trigger the housing protections, providing broader coverage for foreclosures and some nuance for evictions.
PROVISION 05
Specifies that a landlord cannot issue a notice to vacate until after the 120-day eviction moratorium period ends, and then a tenant still has at least 30 days.
Provides an extended period of housing stability for tenants beyond the initial 120-day moratorium, preventing immediate displacement.
SPONSORSHIP
1 + 4
D· Florida
YRS IN OFFICE
4
BILLS LED
20
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 4 REP 0 IND 0
ACTION TIMELINE
2 EVENTSSEP 3
Introduced in House
SEP 3
Referred to the House Committee on Financial Services.
BILL INFO
TypeHouse Bill
NumberHR 5110
Congress119th
StatusIn Committee
IntroducedSep 3, 2025
Last actionSep 3, 2025
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IN COMMITTEE· 119TH CONGRESS · FINANCIAL SERVICES COMMITTEE · INTRODUCED SEP 3, 2025
House BillHR 5110Housing and Community Development
Federal Disaster Housing Stability Act of 2025
INTRODUCED SEP 3, 2025· LAST ACTION SEP 3, 2025
PASSAGE CHANCES
—%
READING
5 min
COSPONSORS
4
COMPLEXITY
Moderate
