Bills · HR 5010
IN COMMITTEE· 119TH CONGRESS
House BillHR 5010Agriculture and Food
Farm Credit Adjustment Act
INTRO AUG 19· LAST ACTION JAN 13
READING
1MIN
COSPONSORS
12BIPARTISAN
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it could change the regulatory burden on a vital part of the agricultural economy. By allowing less frequent examinations for stable, low-risk lenders, it could free up resources at both the regulatory agency and the lending institutions. For the lenders, this might mean less time and money spent on preparing for frequent audits, potentially streamlining their operations.
Voters should care because it represents a shift in how financial oversight is conducted for a specific sector. If passed, it suggests a belief that not all institutions need the same level of constant scrutiny, and that a more tailored approach can be efficient. If it doesn't pass, the current, more frequent examination schedule for all institutions, regardless of risk level, would continue.
KEY PROVISIONS
3AI-extractedPROVISION 01
Amends the Farm Credit Act of 1971 to allow the Farm Credit Administration (FCA) to examine low-risk Farm Credit System institutions every 24 months.
This provision grants the FCA the option to reduce the frequency of mandatory examinations for institutions deemed stable, potentially reducing regulatory burden.
PROVISION 02
The decision to extend the examination cycle to 24 months is entirely at the discretion of the Farm Credit Administration.
This ensures the FCA retains control over which institutions qualify for the extended cycle, maintaining regulatory oversight.
PROVISION 03
The changes made by this bill will become effective on October 1, 2026.
This sets a specific date for when the new examination cycle rules can be implemented by the FCA.
SPONSORSHIP
1 + 12
D· Virginia
YRS IN OFFICE
1
BILLS LED
72
COSPONSOR BREAKDOWNBIPARTISAN · 100%
DEM 6 REP 6 IND 0
ACTION TIMELINE
4 EVENTSJAN 13
Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
AUG 19
Introduced in House
AUG 19
Referred to the House Committee on Agriculture.
AUG 19
Referred to the House Committee on Agriculture.
BILL INFO
TypeHouse Bill
NumberHR 5010
Congress119th
StatusIn Committee
IntroducedAug 19, 2025
Last actionJan 13, 2026
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IN COMMITTEE· 119TH CONGRESS · AGRICULTURE COMMITTEE · INTRODUCED AUG 19, 2025
House BillHR 5010Agriculture and Food
Farm Credit Adjustment Act
INTRODUCED AUG 19, 2025· LAST ACTION JAN 13, 2026
PASSAGE CHANCES
—%
READING
1 min
COSPONSORS
12
COMPLEXITY
Moderate
