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Medicare Part B

The part of Medicare that covers medically necessary services like doctor visits, outpatient care, and some preventive services.

COBRA continuation coverage

A federal law that allows employees and their families to keep their group health benefits for a limited time after leaving a job or experiencing other life events.

Special Enrollment Period (SEP)

A specific time outside of the standard enrollment periods when individuals can sign up for Medicare, usually triggered by certain life events.

Late Enrollment Penalty

An additional cost added to a person's monthly Medicare Part B premium if they don't sign up when they are first eligible and don't have other qualifying health coverage.

Social Security Act

The federal law that created Social Security and Medicare, among other programs.

Coordination of Benefits

Rules that determine which health insurance plan pays first when someone has more than one plan, to avoid paying more than 100% of the cost of care.