Bills · HR 1814
IN COMMITTEE· 119TH CONGRESS
House BillHR 1814Veterans' loans, housing, homeless programsGovernment studies and investigations
Restoring the VA Home Loan Program in Perpetuity Act of 2025
INTRO MAR 3· LAST ACTION MAR 10
READING
2MIN
COSPONSORS
0
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it significantly alters a critical safety net for veterans struggling to keep their homes. The VA home loan program is a vital benefit, but financial hardship can still put veterans at risk of losing their residences. The VA's current authority to purchase defaulted loans has historically been a tool to prevent foreclosure and help veterans restructure their debt, aiming to preserve homeownership and prevent homelessness among those who served.
If this bill becomes law, the hard cap of 250 loans per year means far fewer veterans would be able to access this specific, direct VA intervention, potentially increasing the risk of foreclosure for those in dire need. If the bill does not pass, the VA would retain its broader authority to purchase these loans as needed, continuing its more expansive role in helping veterans maintain their homes.
KEY PROVISIONS
3AI-extractedPROVISION 01
Limits the VA's authority to purchase certain defaulted home loans from servicers to no more than 250 loans in total during any fiscal year.
This provision significantly restricts a key VA program designed to prevent foreclosures for veterans.
PROVISION 02
Requires the Secretary of Veterans Affairs to submit a plan within 180 days on how to sell all loans acquired by the VA since May 31, 2024, to private companies.
This indicates a move to shift the financial responsibility and management of these loans from the VA to the private sector.
PROVISION 03
Amends an existing section of law to ensure it refers to the new 250-loan purchase limit, making the legal text consistent.
This is a technical change to ensure different parts of the law align with the new purchase limit.
SPONSORSHIP
1 + 0
R· Wisconsin
YRS IN OFFICE
3
BILLS LED
30
ACTION TIMELINE
4 EVENTSMAR 10
Referred to the Subcommittee on Economic Opportunity.
MAR 10
Subcommittee Hearings Held
MAR 3
Introduced in House
MAR 3
Referred to the House Committee on Veterans' Affairs.
BILL INFO
TypeHouse Bill
NumberHR 1814
Congress119th
StatusIn Committee
IntroducedMar 3, 2025
Last actionMar 10, 2025
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IN COMMITTEE· 119TH CONGRESS · VETERANS' AFFAIRS COMMITTEE · INTRODUCED MAR 3, 2025
House BillHR 1814Veterans' loans, housing, homeless programsGovernment studies and investigations
Restoring the VA Home Loan Program in Perpetuity Act of 2025
INTRODUCED MAR 3, 2025· LAST ACTION MAR 10, 2025
PASSAGE CHANCES
—%
READING
2 min
COSPONSORS
0
COMPLEXITY
Moderate
