Bills · HR 1759
IN COMMITTEE· 119TH CONGRESS
House BillHR 1759Student aid and college costsWages and earnings
Affordable PLUS Repayment Options for Parents Act of 2025
INTRO FEB 27· LAST ACTION FEB 27
READING
4MIN
COSPONSORS
21
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it addresses a common financial strain for many families: the burden of Parent PLUS loan debt. Currently, these loans often have less flexible repayment options than other federal student loans, which can lead to financial distress, defaults, or delays in other life milestones for parents.
If this bill becomes law, parents would have more flexibility and security, knowing their loan payments could adjust if their income changes. This could free up household funds for other necessities, reduce stress, and prevent defaults. If it doesn't pass, parents with PLUS loans will continue to face potentially high fixed monthly payments, regardless of their income, which can perpetuate financial hardship for many.
KEY PROVISIONS
4AI-extractedPROVISION 01
Allows Parent PLUS loan borrowers to use the Income-Contingent Repayment (ICR) plan.
This provides a repayment option where monthly payments are based on the borrower's income and family size, making payments potentially more affordable.
PROVISION 02
Allows Parent PLUS loan borrowers to use the Income-Based Repayment (IBR) plan.
This offers another income-driven repayment option that calculates monthly payments as 15% of a borrower's discretionary income, providing more flexibility.
PROVISION 03
The new repayment options will apply to both existing and future Parent PLUS loan borrowers.
This ensures that parents currently struggling with high PLUS loan payments can also benefit from the more affordable repayment plans.
PROVISION 04
These changes also apply to Federal Direct Consolidation Loans if they were used to repay Parent PLUS loans.
This prevents borrowers from losing access to income-driven plans if they consolidated their Parent PLUS debt.
SPONSORSHIP
1 + 21
D· California
YRS IN OFFICE
35
BILLS LED
44
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 21 REP 0 IND 0
ACTION TIMELINE
2 EVENTSFEB 27
Introduced in House
FEB 27
Referred to the House Committee on Education and Workforce.
BILL INFO
TypeHouse Bill
NumberHR 1759
Congress119th
StatusIn Committee
IntroducedFeb 27, 2025
Last actionFeb 27, 2025
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IN COMMITTEE· 119TH CONGRESS · EDUCATION AND WORKFORCE COMMITTEE · INTRODUCED FEB 27, 2025
House BillHR 1759Student aid and college costsWages and earnings
Affordable PLUS Repayment Options for Parents Act of 2025
INTRODUCED FEB 27, 2025· LAST ACTION FEB 27, 2025
PASSAGE CHANCES
—%
READING
4 min
COSPONSORS
21
COMPLEXITY
Moderate
