Bills · HR 1640
REPORTED· 119TH CONGRESS
House BillHR 1640Low- and moderate-income housingHousing and community development funding
HEIRS Act of 2025
INTRO FEB 26· LAST ACTION JUN 30
READING
6MIN
COSPONSORS
10
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 3 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because 'heirs' property' is a significant issue, especially for vulnerable communities, that can lead to families losing their ancestral land and homes. When property is passed down without a will, it can create fragmented ownership among many heirs, making it difficult to sell, develop, or even get property insurance or home repairs. This vulnerability often results in forced sales that strip families of generational wealth.
If this bill becomes law, it would provide crucial funding and incentives to help clarify property titles and protect homeowners. It aims to prevent the loss of homes due to complicated legal issues, allowing families to retain their assets and build generational wealth. Without this bill, families with heirs' property would continue to face these complex challenges with fewer resources and legal protections, potentially leading to increased property loss and wealth erosion in affected communities.
KEY PROVISIONS
5AI-extractedPROVISION 01
Establishes a grant program for states, local governments, territories, and Tribal governments that adopt the Uniform Partition of Heirs Property Act (UPHPA) or a substantially equivalent law.
This incentivizes states to adopt a uniform law that protects heirs' property owners from forced sales and ensures fair legal processes for shared property.
PROVISION 02
Authorizes $30 million annually from fiscal years 2026 through 2036 for grants to assist residents with expenses related to establishing property ownership or settling estates.
This provides significant financial resources to help individuals cover the costly legal and administrative fees required to formalize their property rights.
PROVISION 03
Creates a separate grant program for housing counseling agencies, legal clinics, and non-profits to provide direct housing counseling, legal, and financial assistance to heirs' property owners.
This offers direct, practical support to families struggling with heirs' property issues, helping them navigate complex legal processes and retain their homes.
PROVISION 04
Authorizes $10 million annually from fiscal years 2026 through 2030 for direct assistance grants to organizations.
This ensures consistent funding for organizations that provide critical services to vulnerable heirs' property owners.
PROVISION 05
Requires nonprofit organizations receiving HUD homeownership counseling funds to educate consumers about heirs' property, its risks, and available assistance options.
This ensures that homeowners are informed about this complex issue and know where to find help, integrating heirs' property education into existing counseling services.
SPONSORSHIP
1 + 10
D· Georgia
YRS IN OFFICE
5
BILLS LED
58
COSPONSOR BREAKDOWNBIPARTISAN · 20%
DEM 9 REP 1 IND 0
ACTION TIMELINE
6 EVENTSJUN 30
Committee Consideration and Mark-up Session Held
JUN 30
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0.
FEB 26
Introduced in House
FEB 26
Referred to the House Committee on Financial Services.
BILL INFO
TypeHouse Bill
NumberHR 1640
Congress119th
StatusReported
IntroducedFeb 26, 2025
Last actionJun 30, 2026
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REPORTED· 119TH CONGRESS · FINANCIAL SERVICES COMMITTEE · INTRODUCED FEB 26, 2025
House BillHR 1640Low- and moderate-income housingHousing and community development funding
HEIRS Act of 2025
INTRODUCED FEB 26, 2025· LAST ACTION JUN 30, 2026
PASSAGE CHANCES
—%
READING
6 min
COSPONSORS
10
COMPLEXITY
Moderate
