Bills · HR 1631
IN COMMITTEE· 119TH CONGRESS
House BillHR 1631Crimes against propertyBanking and financial institutions regulation
Safe Access to Cash Act of 2025
INTRO FEB 26· LAST ACTION FEB 26
READING
2MIN
COSPONSORS
13BIPARTISAN
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenVoters should care about this bill because it aims to provide greater security for ATMs, which are a vital part of accessing cash for many Americans, especially in communities where traditional bank branches are scarce. If this bill becomes law, crimes against ATMs, such as theft or vandalism, would likely be met with more severe federal penalties.
This could act as a stronger deterrent to criminals, potentially reducing ATM-related crime and protecting people's access to their money. Without this bill, crimes against ATMs not directly on bank property or not owned by a specific bank might fall into a legal gray area or be handled solely under varying state laws, which could lead to inconsistent prosecution and potentially lesser penalties.
KEY PROVISIONS
4AI-extractedPROVISION 01
The bill clearly defines "ATM" to include any network-connected automated teller machine terminal linked to global, national, or regional electronic financial networks.
This standardized definition ensures that a wide range of ATMs are covered by the bill's provisions.
PROVISION 02
It clarifies that an ATM, and any cash being moved to or from it, is considered under the control of a bank, credit union, or savings and loan association.
This establishes the legal link between ATMs and financial institutions necessary for federal jurisdiction.
PROVISION 03
This control applies regardless of whether the ATM is located on the physical premises of a financial institution.
This extends federal bank robbery protections to standalone ATMs, which are often targets of crime.
PROVISION 04
The control also applies regardless of whether the ATM is owned or operated by the financial institution itself.
This further broadens the scope to include third-party operated ATMs connected to financial networks.
SPONSORSHIP
1 + 13
R· Tennessee
YRS IN OFFICE
7
BILLS LED
15
COSPONSOR BREAKDOWNBIPARTISAN · 77%
DEM 5 REP 8 IND 0
ACTION TIMELINE
2 EVENTSFEB 26
Introduced in House
FEB 26
Referred to the House Committee on the Judiciary.
BILL INFO
TypeHouse Bill
NumberHR 1631
Congress119th
StatusIn Committee
IntroducedFeb 26, 2025
Last actionFeb 26, 2025
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IN COMMITTEE· 119TH CONGRESS · JUDICIARY COMMITTEE · INTRODUCED FEB 26, 2025
House BillHR 1631Crimes against propertyBanking and financial institutions regulation
Safe Access to Cash Act of 2025
INTRODUCED FEB 26, 2025· LAST ACTION FEB 26, 2025
PASSAGE CHANCES
—%
READING
2 min
COSPONSORS
13
COMPLEXITY
Moderate
