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Federal Deposit Insurance Corporation (FDIC)

An independent agency of the U.S. government that protects bank depositors and helps maintain stability and public confidence in the nation's financial system.

Automated Valuation Models (AVMs)

Computer programs that use mathematical models and available data, such as property records and recent sales, to estimate the value of real estate.

Rule

A regulation or standard issued by a government agency that has the force of law after going through a public comment period and other formal procedures.

Congressional Disapproval

A process, often under the Congressional Review Act, where Congress votes to overturn a rule issued by a federal agency, preventing it from taking effect.

Joint Resolution

A legislative measure that, if passed by both chambers of Congress and signed by the President, has the full force of law, just like a bill.

Federal Register

The official daily publication of the U.S. government that announces proposed and final federal agency rules, public notices, and other official documents.